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HOME OWNERSHIP


Riding the Ups & Downs of Your Home’s Value Online

The Internet has certainly provided consumers with a wide array of tools used throughout real estate transactions that provide more information and more utility than ever before. One of the tools that has grown in popularity of late is the home value calculators that uses your location and historical data of sales in your area to compare your home against those to determine a value...


Student Loans & Mortgages: Owning Real Estate In Your 20s

No more than ever before, people in their 20s are looking into owning real estate. As mortgage payments have increasingly been the domain of younger and younger people, questions have arisen over the true benefit of owning a home at a young age and just what type of person should do so. Certainly, owning real estate at a young age is not for everyone and there are some things to keep in mind when considering the possibility...


The Validity Of Non-Traditional Mortgages

As interest rates have begun to creep back up after such a long period of low interest rates and the tantalizing mortgages that correspond to any kind of low interest period, interest has increased in mortgages touting low down payments or low monthly payments. These mortgages often have wrinkles to them that work creatively to appear attractive to prospective home buyers and have spawned continued growth in many real estate markets around the country...


Insuring Your Biggest Possession

For many home owners, real estate is the single biggest asset they have. Along with that comes a lot of extra time and care spent on the home, everything from mowing the lawn to paying property taxes. Home owners’ insurance is one of those bits of upkeep that must be done to make sure that the significant investment you’ve made in your piece of real estate is protected...


Is Refinancing A Smart Idea?

With the various fluctuations in interest rates over the past few years, you have no doubt thought about whether or not refinancing your home is a good idea. Countless consumers have done so in the face of favorable interest rates over the past few years, but does that mean that it is always a good idea when interest rates dip? There are some key questions you need to ask yourself when contemplating a refinancing move for your piece of real estate...


Adding Another Home To The Fold

We’ve all thought about how nice it would be to own a second home that could be used as a vacation home or retirement location. With that daydream comes the reality that a second home is a luxury that not everyone can afford but for those that seriously consider the prospect, a few financial bits of information can mean the difference between a single home and a vacation home on the coast...


When To Cut The Contractor Loose

Home improvement projects represent a huge undertaking and while the most difficult part of the job might be selecting a contractor, the job of a home owner does not end there. While you may not be able to make comments on how a particular job is done or how the dry wall is being installed in your basement, you can certainly make comments and review the work ethic of those you hire...


Chop Away At Your Property Tax

Everyone loves a deal that will save them money on their income taxes, whether it is a credit of some kind, rebate to turn in or other incentive that will cut money off of the cash they have to pay the government. Refund checks are almost revered in this country because of the impression that they are almost like free money that was never expected to come back...


The Non-Mortgage Mortgage Calculator

There are a variety of mortgage calculators widely available on the Internet and through other sources that can tell a consumer everything from the type of house that can be purchased or the size of payments that can be expected. However, these mortgage calculators do not have to strictly come into play when a home is the large purchase being wrapped into a mortgage...


The Fortifying Financial Nature of Home Ownership

Home ownership can be one of the most meaningful aspects of any person’s life. With a house and plot of land to call home, a family can feel secure, safe and comfortable. After a long day at work, a man or woman can relax in the solitude and quietness of their very own home...


The City/Property Connection

Buying a new home is an exciting prospect that consists of purchasing not just a place to live but in some cases a whole new way of life. A fresh lawn, a new place to call home, all of it comes with a home purchase. However, the purchase entails more than just building materials and pavement...


Benefits Of Owning Your Own Home

The security of owning the roof over your head, the feeling of contentment, satisfaction, fulfillment, it is the wish of most, if not all, Americans, it is what they call the classic American dream, it is called Homeownership.
Owning a home is the biggest and best investment a person can ever make and so he has to manage that investment to the best of his ability. It requires extraordinary commitment not only of funds...